United Way of Boyertown:
Chester/Delaware County Funding:
Phoenixville Community Health Foundation: http://www.pchf1.org/available-grants/mini-grants/
Chester County Community Foundation: https://chescocf.org/wp-content/uploads/2020/03/2020-03-CCCF-COVID19-RR-Grant-App.pdf
United Way of Chester County: https://www.unitedwaychestercounty.org/covid-19-response-fund
Brandywine Health Foundation: https://brandywinefoundation.org/apply-for-a-grant-scholarship/
Delaware County: https://delcofoundation.org/apply-for-covid-19-funding/
PA Department of Community & Economic Development (DCED) Loan Program:
The State of PA approved a $60 million COVID-19 Working Capital Access Program (CWCA), administered by the Pennsylvania Industrial Development Authority (PIDA). Working capital loans up to $100,000 are available to qualifying small businesses with 100 or fewer full-time employees. The interest rate is 0% (unless agricultural in nature, then 2%), 3-year term, 12-year amortization. No payments will be due and payable during the first year.
All CWCA loan applications must be submitted through a Certified Economic Development Organization (CEDO). For a list of CEDOs operating in PA, please refer to the CEDO webpage, which can be found at https://dced.pa.gov/CEDO.
– Montgomery County – https://www.montcopa.org/3507/COVID-19-Working-Capital-Access-Program
– Chester County – https://ccedcpa.com/cwca/
– Berks County – https://business.greaterreading.org/list/member/greater-berks-development-fund-798
For more information, refer to the CWCA Fact Sheet and Guidelines attached as well as the official website: https://dced.pa.gov/programs/covid-19-working-capital-access-program-cwca/
SBA Disaster Loan Webinar and Pennsylvania State Financing Programs to help Small Businesses with COVID 19 https://visitkop.com/wp-content/uploads/2020/03/Temple-SBDC-Webinars.pdf
The EIDL program, administered by the SBA provides low interest loans with long repayment periods. This can be applied for now. There is also up to a $10K grant available that does not have to be re-paid.
SBA Economic Injury Disaster Loan Program: https://covid19relief.sba.gov/#/
Another loan is available under the Paycheck Protection Program and it contains debt forgiveness provisions if the proceeds are used for eligible expenses during the “forgiveness period”. These loans will be administered by your lender so if you have a banker with whom you do regular business, reach out to him/her ASAP if you want to take advantage of this loan. These loans are still being set up by the banks and should be available in a week or more, depending on the institution. See the link below for more information.
Keep in mind the borrower requirements – “Good faith certification that the uncertainty of the current economic conditions makes necessary the loan request to support the ongoing operations of the eligible recipient”. There are other requirements for these loans so please review all terms in detail. You may wish to reach out to your attorney if you have questions on the impact of these loans.
You can apply for both the EIDL and the PPP loans. The funds from the EIDL cannot be used for the same expenses (including payroll) as the Paycheck Protection Program. If you are approved for both, the EIDL loans rolls into the PPP.
EMPLOYEE RETENTION TAX CREDIT and PAYROLL TAX PAYMENT DELAYS:
Available to eligible employers. CANNOT take advantage of these benefits AND PPP program.
The CARES Act will allow, for the first time, self-employed individuals to apply for unemployment benefits and is giving regular unemployment payments a “boost” of additional cash per week. The Act also extends the period of time that folks will be able to receive unemployment benefits. PA is not yet set up to accept applications for self-employed individuals. Keep an eye on the website for more clarification on this.
Be careful – if you apply, or have your employees apply, for unemployment benefits, you may forfeit eligibility for the EIDL and PPP loans. Check with your lenders.
Here is the link to the PA UC website. For those outside of PA, check your states’ individual websites https://www.uc.pa.gov/COVID-19/Pages/default.aspx
TAXES AND ESTIMATED PAYMENTS:
If you file a business tax return, your return has either been filed or is extended and is not due to be filed until September. For those who file a Schedule C on your 1040 and haven’t filed a return already, you have until July 15 th to file a return or an extension AND PAY 2019 TAX DUE. First quarter 2020 estimates are not due until July 15 th. Strangely, second quarter estimates are still due June 15 th – this could change.
STIMULUS (REBATE) PAYMENTS:
Some clients will be eligible for federal stimulus payments based on 2018 tax returns or 2019 if you have already filed. If you chose direct deposit and are eligible to receive a stimulus payment, your amount will be directly deposited. See if you are eligible:
There are several other provisions in the CARES Act that may affect your situation including no penalty withdrawals and loans from retirement accounts and suspension of 2020 RMD requirements.
COVID-19 Educational Resources
- Visit Montgomery County’s COVID-19 Data Hub & Office of Public Health websites for accurate local information
- Drive through testing site at the Central Campus of the Montgomery County Community College in Whitpain Township. This site will provide self-swab COVID-19 testing, by appointment only. To view a U.S. Department of Health and Human Services instructional video about self-swab testing, visit here.
- COVID-19 Help Line that can be reached at 610-631-3000 between 7 a.m. and 8 p.m. daily.
- Visit the Pennsylvania Department of Health & CDC websites for accurate statewide and national information
- Let the community know your needs via PA Link’s Provider Survey and/or the Tri-County Area Chamber of Commerce website
- The Department of Human Services (DHS) and the Center for Community Resources (CCR) created a new Statewide Support & Referral Helpline. It is available 24/7 to respond to those struggling with anxiety and emotions due to the COVID-19 emergency. The Mental Health Support Line/Warm line can be reached toll-free, 24/7 at 1-855-284-2494 from anywhere in PA.
- SAMHSA is providing regular updates via a new consolidated COVID-19 page: samhsa.gov/coronavirus . SAMHSA also has a list of resources for Training and Technical Assistance Related to COVID-19. Please visit here .
- Disaster Distress Helpline: 1-800-985-5990 or text “TalkWithUs” to 66746. For more information please visit here.
- DDAP (Department of Drug and Alcohol Programs) is providing updates as well: visit here .
- PA GET HELP NOW 1-800-662-HELP (4357)
- 5-County SEPA region information for school meals during closures, please Click here
- PA Parent and Family Alliance has been working hard to put together some useful resources for families and providers across the state. These resources include education, mental wellness, work, necessary services, art, relaxation and much more and we have more to add. Please visit their site by clicking here .
- DHS has a website/link for daycares open for essential employees during this time: visit here.
- Children’s Book on COVID-19: click here.
- Please find attached information (member support document) regarding Safe Link and other resources to address cellular phone usage during the COVID-19.
- Senator Casey Resource Hub– Includes unemployment, taxes, housing/food assistance, and more here.
- National Association of Social Workers (NASW) Guide- Advocacy, safety, self-care, and more here.
- COVID-19 Resources for Social Workers- Free online trainings and resources by population here.
- MontCo Veterans Helpline– flyer is attached! 610-213-4022
Virtual Resources & Available Essential Services
- Teletherapy : Those in need now have access to one-on-one counseling, group therapy, and various online services virtually with a licensed professional, improving their chances of a successful recovery.
- Creating Increased Connections Mutual Aid Groups are now online – click here to join!
- CIC has also added a “Friday Fun Day” virtual event!
- NAMI Montco is offering virtual Recovery Support Groups, Family Support Groups, and Wellness Chats – learn more here
- Virtual Alt2Su Groups (via Western Mass RLC)- please click here !
- Hearing Voices USA is offering online groups here
- Locate online Alcoholics Anonymous, Narcotics Anonymous , and other Recovery Groups
- Unsuicide has a comprehensive list of suicide prevention instant messaging, chatrooms, and forums
- Adult, Youth, and CPS Virtual Drop Ins provided by PMHCA, Youth Move PA, and PaPSC. Please visit here for more information.
- Follow Magellan Behavioral Health’s Provider Announcements page for daily COVID-19 provider updates.
- Find food resources on the Montco Anti-Hunger Network Map and the Montco Hunger Solutions Emergency Food Map
- Review resources for unemployment compensation, financial help, and more here (be sure to scroll down)
- A list of low-cost and free web-based tools and resources for non-profits are available here
- Youth MOVE Resources – Peer Resources to Manage Social Distancing visit here.
- Community Advocates of Montgomery County- offering a virtual Forensic Peer Support group. Click here for more information!
- The Center for Loss and Bereavement– offering appointments and support groups via Telehealth. Visit here for more information or call 610-222-4110.
- Montgomery County Office of Drug and Alcohol– please see attachment! Naloxone, treatment services, etc.
- MontCo. CSP 2020 virtual Poster Art Contest is currently taking place! Please enter by visiting www.montcopacsp.org – and click “Art Contest” in menu at top of page!
- Virtual FAFSA help/support- please see attached document!
- Jewish Family and Children’s Service of Greater Philadelphia have resources available: please visit here.
- Transitions to Adulthood Center for Research (ACR) webinars, tip sheets, and resources for Young Adults.
Mental Health Resources
MAY IS MENTAL HEALTH AWARENESS MONTH!
- The CSP Conference/MontCo MH Award Reception is being postponed. We were planning on hosting virtual awards throughout the month of May but due to low submissions, the awards will also be postponed for when the CSP Conference is re-scheduled. Erin will send out new updates as they develop!
- Montgomery County Court House will be illuminated green for a week or two in May in honor of Mental Health Awareness month!
- The Commissioner’s will also be reading the Mental Health Proclamation this morning at the Commissioners meeting declaring May as Mental Health Awareness Month.
- Please follow Montgomery County Health and Human Services (HHS) social media platforms for Mental Health Awareness posts throughout the month of May.
- 5/11– “Beneath the Vest, A First Responder Mental Health Film and Panel” will now be virtual on YouTube and Zoom at 8:30 am and 8:30 pm.
Morning Screening: https://youtu.be/Kjq4reVeayU
Morning Talkback: bit.ly/NAMIVirtual
Evening Screening: https://youtu.be/k68e7nCj7vg
Morning Talkback: bit.ly/NAMIVirtual
- 5/30- The NAMIWalks Your Way Greater Philadelphia will be a virtual event this year! It is being held on May 30, 2020. For more information, please visit here.
- 5/31- Positive Pedalers for Mental Wellness event will now be virtual! Click here to register!
– Creating Increased Connections Mutual Aid Groups are now online – click here to join! Information also attached!
– Virtual Alt2Su Groups (via Western Mass RLC)- please click here!
– NAMI Montco is offering virtual Recovery Support Groups, Family Support Groups, and Wellness Chats – learn more here
– Hearing Voices USA is offering online groups here
– Locate online Alcoholics Anonymous and other Recovery Groups
– Unsuicide has a comprehensive list of suicide prevention instant messaging, chatrooms, and forums
– Use the attached resource for Adult, Youth, and CPS Virtual Drop Ins provided by PMHCA and Youth Move PA
– PaPSC has partnered with Pennsylvania Mental Health Consumers’ Association and has created a way for you to connect with other peer supporters across the state. Join the group on Mondays from 11:30am – 12:30pm for a “Virtual Drop In” group. Meeting Link: https://zoom.us/j/305863445 Meeting ID: 305-863-445
– Follow Magellan Behavioral Health’s Provider Announcements page for daily COVID-19 provider updates
Southeastern PA County Mental Resources:
Public Community Food Pantry: Distributing boxes of food essentials; dairy, protein sources and produce when available. Appointment not required.
Location: Pottstown Cluster of Religious Communities Outreach Center, 57 North Franklin Street, Pottstown, PA 19464
Hours of Operation: Tuesday – Thursday from 9:30 am to 12:30 pm
For more information contact: 610-970-5994 or email the Pottstown Cluster of Religious Communities Outreach Center Director, Victoria Bumstead at firstname.lastname@example.org
Pottstown Community Meals: Offering meals to community members at local worship centers. Everyone is welcome to attend.
Sunday Breakfast at the Pottstown Bible Church, 366 South Street
A curbside breakfast pick-up from 9:30 am to 10:30 am
Monday Lunch at Christ Episcopal Church, 316 East High Street
A to-go bagged lunch from 11:45 am to 12:30 pm
Tuesday Dinner at Emmanuel Lutheran Church, 150 North Hanover Street
A to-go meal from 5:00 pm to 6:30 pm
Wednesday Lunch at The Salvation Army, 137 King Street
A to-go bagged lunch from 11:45 am–12:30 pm
Thursday Evening at First Presbyterian Church, 750 North Evans Street
A to-go meal from 5:00 pm – 5:30 pm
Friday Lunch at Emmanuel Lutheran Church, 150 North Hanover Street
A to-go meal from 11:45 am – 12:30 pm
Breakfast at Grumpy’s for children and families: 137 East High Street, Pottstown
Tuesday-Friday – 8 am – 10 am
Community Meal (Lunch) at Kingdom Life Church 380 Walnut St., Pottstown
Monday through Friday – 11:30 AM to 1:30 PM
Pennsylvania Health Access Network (PHAN) can help individuals and families apply for health insurance through Medicaid, CHIP and the Marketplace (Obamacare). Families who lost insurance when they lost a job can qualify for low-cost or free coverage. PHAN will help families through the application process, obtaining verification, and trouble-shooting incorrect denials.
Call 877-570-3642 or email at email@example.com. For more information visit PHAN’s web site at www.pahealthaccess.org
A Resource for Nonprofits and Businesses in Search of PPE:
Chester County COVID-19 Community Resource Guide found here—